ListBelanja
Can I claim PTPTN repayments for tax relief?
Short answer: no. PTPTN loan repayments are not in LHDN's official YA2026 relief table (26 categories). The education reliefs that exist are for children's education savings, your own course fees and children in higher education.
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Education reliefs you can claim
- Net savings in SSPN — SSPN net savings (cap RM8,000).
- Your own course fees — Education fees (self) (cap RM7,000).
- Children in higher education — Child 18+ in higher education (cap RM8,000).
- Education and medical insurance — Education & medical insurance (cap RM4,000).
Planning PTPTN repayments
PTPTN repayments still matter for your finances — record them as a monthly commitment in your ListBelanja budget so none is missed, and focus your tax claims on reliefs that apply.
Frequently asked questions
Do PTPTN repayments reduce my tax?
No. PTPTN repayments are not in the official YA2026 relief table.
Which education reliefs are there?
SSPN savings for children, your own course fees, children in higher education and education insurance — each has a page with its YA2026 cap and conditions.