Tax reliefs · YA2025
First home loan interest tax relief — YA2025
Payment of housing loan interest for first home ownership
- YA2025 cap
- RM7,000
- Receipt needed
- Keep receipts as proof
LHDN has not published YA2026 caps yet; YA2025 caps are shown and this page updates itself as soon as the new table is out.
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Updated
Who qualifies & what counts
Payment of housing loan interest for first residential home ownership (Sale and purchase agreement from 1 January 2025 to 31 December 2027) Relief Limit: 1. Residential home price up to RM500,000 or ii. Residential home price exceeding RM500,000 up to RM750,000
Official source: hasil.gov.my
How to claim it with ListBelanja
- Scan the receipt as soon as you buy — or forward the e-receipt to your family's receipt address.
- AI matches eligible items to First home loan interest relief and adds them up.
- The RM7,000 cap is applied automatically, and the remaining cap is shown so you know how much more you can claim.
- At e-Filing time the total is ready in the right box with a Copy button.
Frequently asked questions
What is the First home loan interest relief cap for YA2025?
The First home loan interest relief cap for YA2025 is RM7,000, according to LHDN's official table.
Do I need to keep receipts for First home loan interest relief?
Yes. Keep the receipt or invoice as proof for 7 years — LHDN may ask for it during a review.