Tax reliefs · YA2025
Life insurance & EPF tax relief — YA2025
Life insurance and EPF
- YA2025 cap
- RM7,000
- Receipt needed
- Keep receipts as proof
LHDN has not published YA2026 caps yet; YA2025 caps are shown and this page updates itself as soon as the new table is out.
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Updated
Who qualifies & what counts
Life insurance and KWSP Category for pensionable public servants, other than pensionable public servants and self-employed: 1. Mandatory contribution to approved schemes or voluntary contribution to KWSP (excluding private retirement schemes) or contribution under any written law (Restricted to RM4,000)
Official source: Full conditions on LHDN's website
How to claim it with ListBelanja
- Scan the receipt as soon as you buy — or forward the e-receipt to your family's receipt address.
- AI matches eligible items to Life insurance & EPF relief and adds them up.
- The RM7,000 cap is applied automatically, and the remaining cap is shown so you know how much more you can claim.
- At e-Filing time the total is ready in the right box with a Copy button.
Frequently asked questions
What is the Life insurance & EPF relief cap for YA2025?
The Life insurance & EPF relief cap for YA2025 is RM7,000, according to LHDN's official table.
Do I need to keep receipts for Life insurance & EPF relief?
Yes. Keep the receipt or invoice as proof for 7 years — LHDN may ask for it during a review.