ListBelanja
Zakat on income & savings calculator
Enter the year's income (or your lowest savings balance) and the current nisab from your state zakat centre. This finance calculator shows whether the nisab is reached, the zakat for the year and if paid monthly — and reminds you that zakat paid becomes an income tax rebate.
No credit card · BM, English & 中文 · your records live in the cloud, not on one phone
Updated
Checked against official LHDN sources: relief table · rates, deadlines & rules . Checked automatically every day; a change is accepted only after two identical readings. Year of assessment: YA2025.
★★★★★ 5 out of 5 — based on 5 ratings from ListBelanja users
1Inputs
The nisab changes with the gold price and differs between states — check the current nisab at your state zakat centre before calculating.
Zakat on income & zakat on savings
Zakat on income is due on the year's income — salary, allowances, bonus, freelance income — after the deductions your state zakat centre allows (basic needs for yourself and dependants), when the base reaches the nisab. Zakat on savings is due on the lowest savings balance during a haul year when it reaches the nisab. The default rate is the common rate and can be changed.
The nisab changes with the gold price and differs between states, so this calculator asks you for the nisab and does not type in any figure — check the current nisab on your state zakat centre's website.
Zakat & income tax
Zakat paid to a state zakat centre can be claimed as an income tax rebate in Form BE — it reduces the tax payable, not just the chargeable income. Enter the year's zakat in our tax calculator to see your net tax, and keep the zakat receipt as proof.
Inside the app, a scanned zakat receipt goes straight into the Form BE e-Filing helper as a rebate.
Other finance calculators
- Home loanMonthly instalment, total interest, amortisation schedule & DSR
- Car loanHire-purchase flat rate → instalment & the real effective rate
- EPF projectionEPF balance at retirement from salary, contributions & an assumed dividend
- Compound interestGrowth of regular savings — or how much to save for a target
- Zakat calculatorZakat on income & savings with your nisab — straight into the tax rebate
- SST calculatorSST on an amount — inclusive or exclusive, rates from the current rules
Frequently asked questions
Where do I find the current nisab?
On your state zakat centre's website or counter — each state publishes the current year's nisab based on the gold price. This calculator deliberately does not type in a nisab so that you always use the latest official figure.
What deductions are allowed for zakat on income?
The method and amounts of deductions (basic needs for yourself, spouse, children, parents and so on) are set by each state zakat centre — enter the total according to your state's method. Some states calculate on gross income without deductions.
Does zakat reduce my tax?
Yes — zakat paid becomes an income tax rebate, subject to LHDN's rules for that year of assessment. Use our tax calculator: enter the zakat in the zakat step and see the net tax.